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How much should you be spending on a mortgage According to Brown you should spend between 2 to 36 of your take-home income on your housing payment If you make 70000 a year your monthly take-home pay including tax deductions will be approximately 432.
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For loans of between 5 and 90 of the purchase price or valuation of the property whichever is lower 359 fixed until 31 May 2026 Homeowner Variable Rate currently 359 37 APRC.
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Maximum loan is generally 35 times gross annual income and 0 of the property value 90 of the property value for first time buyers 70 of the full property value for Buy to Let but these limits may vary.
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